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Convert to monthly. If paid bi-weekly multiply by 2.173. If paid semi-monthly multiply by 2. If paid weekly multiply by 4.345. Take Home Pay 1 $
Take Home Pay 2 $
Other Income $
Other Income $
Other Income $
Total Income $
EXPENSES
Charitable Contributions
(church, non-profit organizations & education foundations)		 $
Savings Includes retirement, mutual funds, your emergency fund.
Do not include anything that is deducted from your paycheck.		 $
Annual vacation costs $ $
Holiday Season Expenses (from gift chart) $
Housing Mortgage Payment/Rent $
Other Mortgage Payments $
Property Taxes (if not included in mortgage payment) $
Homeowners Insurance (if not included in mortgage payment.) $
Repairs & Maintenance $
Utilities Electricity, Gas $
Water, Trash $
Phone(s), Cable $
Transportation Car Payment(s) $
Gas $
Repairs, Tires, Oil $
Car Insurance $
Parking, Tolls, Train, Bus Fees $
Medical Costs & Insurance
List items only if they are not deducted from paycheck		 Disability Insurance $
Health Insurance $
Medical expenses not covered by Insurance (co-pays, prescriptions, etc.) $
Life Insurance $
Childcare Daycare $
Tuition $
Debt Credit Card Payments $
Student Loans $
Other $
Other $
Other $
Savvy Spending Cash monthly from Savvy Spending form $
Total Expenses $
Total Income Total Expenses Remainder (must be a positive number)
$ $ $